Skew Labs SA, a Swiss company registered c/o SiPaFid SA, Via Ferruccio Pelli 13, 6900, Lugano (hereinafter the “Company”, “we”, “us”, “our”) collects Personal Data (as defined below) in compliance with applicable laws and regulations, in particular the Swiss Federal Data Protection Act 2020, as of 1 September 2023 (“FDPA”).

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The Company owns the intellectual property rights to its website and its content, currently: https://skew.net/ (hereinafter the “Website”).

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The Website, its contents, texts, documents, trademarks, logos, names, images, graphics, arrangement and adaptations are protected by the Federal Act on Copyright and Related Rights (CopA) of 9 October 1992 and subsequent amendments. Intellectual property may also be protected by other applicable laws.

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Use of the Website is exclusively visual, and no copy, reproduction or storage is permitted without express authorization of the Company.

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Definitions

According to the FDPA:

• “Personal Data” means any information relating to an identified or identifiable natural person.
• “Sensitive Personal Data” includes data concerning religion, health, race, biometric data, criminal records, etc.
• “Processing” includes collection, use, storage, deletion, or any operation involving Personal Data.
• “Data Controller” determines the purpose and means of data processing.
• “Data Subject” is the individual to whom the data relates.
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What Data We Process and Why

We process Personal Data to provide cryptocurrency lending services and digital card products ("Services") as well as for communication and user engagement through the Website.

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Note: Marketing data may be retained longer if consent is not withdrawn. Users may opt out at any time using the unsubscribe link in emails.

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Data Sharing

We may disclose your data:

• Internally, within the Company.
• To third-party processors, such as IT providers and consultants (with safeguards for sensitive data).
• To authorities or courts, if legally required.

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External Websites

Our Website may link to third-party websites. We are not responsible for their privacy policies. Please review their terms before submitting data.

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International Data Transfers

Data is stored in Switzerland. However, if transferred outside the EEA, appropriate safeguards (e.g., SCCs or Swiss-U.S. DPF) will be applied to protect your Personal Data.

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Children’s Data

Our Services are not intended for children under 16. We do not knowingly collect data from children. If a minor has submitted Personal Data, please contact us for removal.

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Disclaimer

We reserve the right to change Website content at any time. We are not liable for internet errors, malware, or content on external sites. Users are advised to use virus protection. Email is less secure than mail or fax; sensitive info may be rejected.

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Automated Decision-Making

We do not use automated decision-making or profiling that has legal effects on you.

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Data Security

We implement technical and organizational measures to protect Personal Data against loss, misuse, and unauthorized access.

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Your Rights

You have the right to:

• Access, correct, or delete your data
• Object to or limit processing
• Request data portability
• Withdraw consent at any time

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To exercise your rights, contact us at:

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Skew Labs SA
c/o SiPaFid SA
Via Ferruccio Pelli 13
6900, Lugano

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Email: compliance@skew.net

You may also contact the Swiss Data Protection Authority:

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www.edoeb.admin.ch
Tel: +41 58 464 94 10
Email: info@edoeb.admin.ch

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